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SKSPS- Frequently Asked Questions

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General FAQ

What is SKIM KESELAMATAN SOSIAL PEKERJAAN SENDIRI (SKSPS)?

  • This scheme provides protection to self-employed insured persons against self-employment injury including occupational diseases and accidents during work-related activities. Refer to attachment for more information.

Who is eligible to contribute under SKSPS? 

  • Malaysian citizen / Permanent resident (without age limit) 
  • Self-employed individuals who work for themselves to earn a living
  • Not receiving SOCSO contributions by any other employer

How do I apply for SKSPS?

  • Applications and payments in person can be made at the nearest SOCSO office or via Matrix Portal.

*Your coverage is confirmed upon receiving official receipt & coverage plan from PERKESO sent to you via email

I have applied for SKSPS, but I was informed that I'm not eligible. What should I do?

  • If you are eligible but believe to have been wrongly rejected, please contact PERKESO directly at 1-300-22-8000.

I have more questions regarding SKSPS coverage. Who can I contact?

  • Please find the brochure about the SKSPS scheme below in the attachments. If you have further questions, you may contact PERKESO directly at perkeso@perkeso.gov.my or 1-300-22-8000.

BENEFITS FAQ

What are the benefits of the SKSPS scheme? 

Screenshot_2020-10-06_at_10.56.27_AM.png

Click here for more information.

 

PAYMENT FAQ

How much do I have to pay to be covered under the SKSPS scheme?

  • The government has announced a subsidy of 80% of the contribution for Plan 2 (RM232.80 per annum), hence qualified gig worker only needs to pay RM46.60 (remaining 20% of the contribution) for a 1 year protection period starts from the date and time the contribution is paid and recognised on the contribution payment receipt.
  • The government subsidy program has ended on 31 December 2022.

(RM46.60/365 days = only RM0.13 per day!)

Screenshot_2022-01-24_at_4.43.14_PM.png

Do I have to pay RM46.60 in full? 

  • Yes, you will have to make the full payment of RM46.60 to be eligible for SKSPS coverage period of one year.

How do I make payment for SKSPS?

  • Payment for SKSPS can be made by cash at all SOCSO offices or through Matrix Portal. 

Is the contribution paid refundable?

  •  The contribution is non-refundable in accordance with section 11 (3) of Act 789.

CLAIMS FAQ

How to claim the benefits provided and what documents do I need?

  • A benefit claim can be made by filling in Form PS2.
  • The PS2 form then needs to be submitted to the nearest SOCSO office together with relevant documents such as:
    • Identity card (kad pengenalan)
    • Original sick leave certificate
    • Police report

COVERAGE FAQ

I'm interested. How do I sign up for SKSPS coverage?

  • Click here to sign up for SKSPS coverage. Contribution to the SKSPS scheme for jobs within sector G - Goods and Foods Transportation (Pengangkutan barangan dan makanan) has been made mandatory in accordance with section 11 (1) of Act 789.

Will this cover all GoGet jobs that I claim on GoGetter app?

  • SKSPS protection coverage is based on the sectors. 
  • If you purchase SKSPS under Goods and Foods Transportation sector, the scheme will only cover jobs within that specific sector.
  • This means only dispatch, food & shopping and cheque deposit job type on GoGetter app will be covered.

Will this cover other jobs that I do in other apps e.g. Lalamove or Grab jobs etc.?

  • The working insurance (SOCSO - SKSPS) will cover jobs within the same sector regardless of the apps. Below are some examples:

    No. 

    Scenario

    Coverage

    1

    Same Sector:

    GoGet: Goods and Foods Transportation (Paid)

    Other Apps: Goods and Foods Transportation (Not Paid)

    Covered

    2

    Different Sector:

    GoGet: Goods and Foods Transportation (Paid)

    Other Apps: Construction (Not Paid)

    Not Covered

When will the SKSPS coverage start?

  • Your coverage is confirmed upon receiving official receipt & coverage plan from PERKESO sent to you via email.

How do I know my SKSPS coverage is confirmed? 

  • You can check your registration and contributions via Self -Employment Verification on Matrix System 
  • Application/contribution can also be verified through walk in at 54 SOCSO office throughout the country.
  • You may also communicate directly with SOCSO at 1300-22-8000.
  • Those who successfully participate in this initiative will receive confirmation email from SOCSO.
  • Refer to attachment for steps to set up your online account.

What is the difference between Senang Insurance & SKSPS?

Coverage SKSPS PERKESO Senang Insurance
Period One year from the date stated in the official receipt of payment from PERKESO.
  • Daily option
  • Monthly option

effective from the time you press "Start job" after successful purchase.
Type of job

All jobs that are carried out on the GoGetter mobile application (based on sectors) but it is compulsory for jobs within sector G - Goods and Foods Transportation (Pengangkutan barangan dan makanan)

 All jobs that are carried out on the GoGetter mobile application.
Benefits
  • Medical benefit
  • Temporary disablement benefit
  • Permanent disablement benefit
  • Constant attendance allowance
  • Dependents' benefit
  • Funeral benefit
  • Education benefit
  • Facilities for physical or vocational rehabilitation

Refer: https://gogetmy.zendesk.com/hc/en-us/articles/900002782566
  • Accidental medical expenses
  • Accidental death and permanent disablement

Refer: https://gogetmy.zendesk.com/hc/en-us/articles/900000882783-What-is-the-insurance-feature-about-

I'm currently contributing and covered under SKSPS. I would like to purchase SKSPS coverage via GoGet. What do I need to do?

Scenario

Remark

Scenario 1:

GoGetters already has SKSPS Coverage Plan 2 paid in full; 3 months (active/expired).

GoGetters would like to join SPS Padanan Caruman program.

GoGetters can join SPS Padanan Caruman  and get the benefit of 80% subsidised by the government and pay only 20% - RM46.60.

**The government subsidy program has ended on 31 December 2022.

The 1-year coverage for SKSPS Plan 2 will only start as soon as your current coverage plan ends. 

Scenario 2:

GoGetters already has SKSPS Coverage Plan 1/3/4 paid in full; 3 months (active/expired).

GoGetters would like to join SPS Padanan Caruman program.

Please contact PERKESO directly at 1-300-22-8000 as your end is required to pay the locking period (if any) before you become eligible to purchase the SKSPS Plan 2 under SPS Padanan Caruman program.

Scenario 3:

GoGetters already has SKSPS Coverage Plan 1/2/3/4 yet to pay in full; 3 months (active/expired).

GoGetters would like to join SPS Padanan Caruman program.

Please contact PERKESO directly at 1-300-22-8000 as your end is required to pay the locking period (if any) before you become eligible to purchase the SKSPS Plan 2 under SPS Padanan Caruman program.

 

My 1-year SKSPS coverage is almost up. How do I renew the coverage?

 

 

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